Financial Options

What are the Costs of Cosmetic Dentistry?

Because of Dr. Garcia’s extensive experience he has a very time and cost efficient approach to his smile makeovers.  So, the cost of a smile makeover at Smiles By Garcia is more affordable than in many other dental offices in Austin and is less than it was even a few years ago.
Smiles By Garcia delivers World-Class cosmetic dentistry and full mouth dentistry at competitive and affordable fees. One of our expert Patient Coordinators will work with you to help get you the smile makeover you deserve at an affordable price that is within your budget. Our comprehensive case fees allow you to know the exact cost of your smile makeover before you start your treatment. There are never any hidden or surprise costs. Our innovative Smile Protection Policy will give you an unprecedented level of security on your investment.

Can I Finance My Cosmetic Dentistry Treatment?

Smiles By Garcia works with the top healthcare financing companies to make having a healthy, beautiful smile affordable for almost everyone. A typical smile makeover can be financed for a little as $199/month. You can even apply for financing in advance through one of the healthcare financing companies below:


Lending USA helps patients find affordable dental financing options to patients with a diverse range of needs.

In addition to outstanding customer care, some of the benefits you’ll receive with a loan from Lending USA are:

  • Easy, hassle-free, low monthly payment options.
  • Loan amounts from $1,000 to $35,000.
  • No interest if paid off in the first 6 months.
  • 8% origination fee (included in the principal loan amount).
  • No hidden fees, charges or prepayment penalties.
  • Fast and easy loan inquiry process.
  • 100% Confidential

CareCredit is a healthcare credit card designed for your health, beauty, and wellness needs. It’s a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments.

CareCredit extends special financing offers that you can’t get when using your Visa or MasterCard to pay for health, beauty and wellness care. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period.


Schedule treatment without delay and fit the cost into your monthly budget with a responsible payment plan offered through Lending Club Patient Solutions.
  • Convenient terms up to 84 months and financing up to $50,000 on dental procedures.
  • Extended and no interest flexible payment plans.
  • Fast and easy secure online application.
  • Check your options in just minutes. No upfront payment, prepayment penalties or payment due for 3-7 weeks.